An insurance policy on the deceased’s life that identifies one beneficiary can sometimes be accessed by someone else. This can also happen to money in a joint bank account and jointly held property that usually passes to the survivor. This can happen when:
- a husband or wife of the deceased makes a spousal election (read more); or
- a dependant husband, ex-husband, common law husband, wife, ex-wife, common law wife, child, or sibling makes a dependant support claim. (read more)
